Utkarsh Small Finance Bank Jp Nagar Bengaluru
Jp Nagar Bengaluru · Bengaluru, Karnataka
560762002 is the MICR code for the Jp Nagar Bengaluru branch of Utkarsh Small Finance Bank, located in Bengaluru, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001595.
Bank
Utkarsh Small Finance Bank
Branch & Address
Jp Nagar Bengaluru
Utkarsh Small Finance Bank Shop No.ground Floor-1105 Archana Arcade 24th Main 1st Phase J.p.nagarbengaluru Karnataka Pin-560078
Bengaluru, Bengaluru, Karnataka
MICR Code Structure
560
City
762
Bank
002
Branch
City code 560 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Bengaluru
Other banks in Bengaluru, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001595) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560762002 is in the middle, and your account number is on the right.