Which bank does MICR code 560903002 belong to?

MICR code 560903002 belongs to Janatha Seva Co-operative Bank, Janatha Seva Co-operative Bank IMPS branch, located at No14 Rajatha Bhavan 1st Main Road Hampinagar Vijayanagar 2nd Stage Bangalore 560104, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CJSCBL.

What is the IFSC code for MICR 560903002?

The IFSC code for Janatha Seva Co-operative Bank Janatha Seva Co-operative Bank IMPS branch (MICR: 560903002) is HDFC0CJSCBL. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (560) represent the city/clearing centre, the next 3 digits (903) identify the bank, and the last 3 digits (002) identify the specific branch. For 560903002, the city code is 560, bank code is 903, and branch code is 002.

Janatha Seva Co-operative Bank Janatha Seva Co-operative Bank IMPS

Janatha Seva Co-operative Bank IMPS · Mumbai, Maharashtra

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560903002

560903002 is the MICR code for the Janatha Seva Co-operative Bank IMPS branch of Janatha Seva Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CJSCBL.

Bank

Janatha Seva Co-operative Bank

Branch & Address

Janatha Seva Co-operative Bank IMPS

No14 Rajatha Bhavan 1st Main Road Hampinagar Vijayanagar 2nd Stage Bangalore 560104

Mumbai, Bangalore, Maharashtra

Contact

+918023300497

Codes for this Branch

MICR (cheques)

560903002

IFSC (online transfers)

HDFC0CJSCBL

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

560

City

903

Bank

002

Branch

City code 560 identifies the RBI clearing centre, bank code 903 identifies Janatha Seva Co-operative Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Janatha Seva Co-operative Bank branches near Mumbai

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CJSCBL) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560903002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CJSCBL