Janatha Seva Co-operative Bank Mahalakshmi Puram
Mahalakshmi Puram · Bengaluru, Karnataka
560903004 is the MICR code for the Mahalakshmi Puram branch of Janatha Seva Co-operative Bank, located in Bengaluru, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JTSC0000004.
Bank
Janatha Seva Co-operative Bank
Branch & Address
Mahalakshmi Puram
No21, 6th Main Road, Muneshwara Block, Mahalakshmipuram, Bengaluru-560086
Bengaluru, Bengaluru, Karnataka
Contact
+918023592994MICR Code Structure
560
City
903
Bank
004
Branch
City code 560 identifies the RBI clearing centre, bank code 903 identifies Janatha Seva Co-operative Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Janatha Seva Co-operative Bank branches near Bengaluru
Other banks in Bengaluru, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JTSC0000004) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 560903004 is in the middle, and your account number is on the right.