Karnataka Gramin Bank Harati
Harati · Kolar, Karnataka
563697523 is the MICR code for the Harati branch of Karnataka Gramin Bank, located in Kolar, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PKGB0010630.
Bank
Karnataka Gramin Bank
Branch & Address
Harati
The Manager, Karnataka Grameena Bank, Harati Branch, Kolar Taluk, Kolar District, PIN - 563 102
Kolar, Kolar, Karnataka
Contact
+918152234673MICR Code Structure
563
City
697
Bank
523
Branch
City code 563 identifies the RBI clearing centre, bank code 697 identifies Karnataka Gramin Bank, and branch code 523 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Gramin Bank branches near Kolar
Other banks in Kolar, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PKGB0010630) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 563697523 is in the middle, and your account number is on the right.