Karnataka Gramin Bank Kundapur
Kundapur · Udupi, Karnataka
570697077 is the MICR code for the Kundapur branch of Karnataka Gramin Bank, located in Udupi, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PKGB0013331.
Bank
Karnataka Gramin Bank
Branch & Address
Kundapur
Kundapura Tq, Udupi Dist
Udupi, Kundapur, Karnataka
Contact
+919480699479MICR Code Structure
570
City
697
Bank
077
Branch
City code 570 identifies the RBI clearing centre, bank code 697 identifies Karnataka Gramin Bank, and branch code 077 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Gramin Bank branches near Udupi
Other banks in Udupi, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PKGB0013331) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 570697077 is in the middle, and your account number is on the right.