Bharat Co-operative Bank Karkala
Karkala · Udipi, Karnataka
575112006 is the MICR code for the Karkala branch of Bharat Co-operative Bank, located in Udipi, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BCBM0000049.
Bank
Bharat Co-operative Bank
Branch & Address
Karkala
1st Floor, Sovereign Bldg., Opp. Mannagopura, A.s.road, Karkala 574104
Udipi, Karkala, Karnataka
Contact
+918258235780MICR Code Structure
575
City
112
Bank
006
Branch
City code 575 identifies the RBI clearing centre, bank code 112 identifies Bharat Co-operative Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other Bharat Co-operative Bank branches near Udipi
Other banks in Udipi, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BCBM0000049) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 575112006 is in the middle, and your account number is on the right.