Canara Bank Sme Udupi
Sme Udupi · Udipi, Karnataka
576015014 is the MICR code for the Sme Udupi branch of Canara Bank, located in Udipi, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CNRB0004815.
Bank
Canara Bank
Branch & Address
Sme Udupi
Canara Bank First Floor, Akasha Ganga Complex Karavali Junction, Dist Udupi Udupi Karnataka 576103
Udipi, Udupi, Karnataka
Contact
+911234567890MICR Code Structure
576
City
015
Bank
014
Branch
City code 576 identifies the RBI clearing centre, bank code 015 identifies Canara Bank, and branch code 014 identifies this specific branch.
Online Payment Methods Supported
Other Canara Bank branches near Udipi
Other banks in Udipi, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CNRB0004815) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 576015014 is in the middle, and your account number is on the right.