Abhyudaya Co-operative Bank Shirva
Shirva · Udupi, Karnataka
576065004 is the MICR code for the Shirva branch of Abhyudaya Co-operative Bank, located in Udupi, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ABHY0065304.
Bank
Abhyudaya Co-operative Bank
Branch & Address
Shirva
Shirva, Teh. Udupi, 574 116
Udupi, Udupi, Karnataka
Contact
+918202554287MICR Code Structure
576
City
065
Bank
004
Branch
City code 576 identifies the RBI clearing centre, bank code 065 identifies Abhyudaya Co-operative Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Abhyudaya Co-operative Bank branches near Udupi
Other banks in Udupi, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ABHY0065304) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 576065004 is in the middle, and your account number is on the right.