Catholic Syrian Bank Dharwad
Dharwad · Dharwad Urban, Karnataka
580047302 is the MICR code for the Dharwad branch of Catholic Syrian Bank, located in Dharwad Urban, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CSBK0000492.
Bank
Catholic Syrian Bank
Branch & Address
Dharwad
Basavaganga Arcade, Ground Floor, 346 B 3b 1, P B Road Hosayellapur, Near Nttf, Dharwad 580001
Dharwad Urban, Dharwad, Karnataka
Contact
+919072663492MICR Code Structure
580
City
047
Bank
302
Branch
City code 580 identifies the RBI clearing centre, bank code 047 identifies Catholic Syrian Bank, and branch code 302 identifies this specific branch.
Online Payment Methods Supported
Other Catholic Syrian Bank branches near Dharwad Urban
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CSBK0000492) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 580047302 is in the middle, and your account number is on the right.