Karnataka Bank Byadagi
Byadagi · Haveri, Karnataka
581052002 is the MICR code for the Byadagi branch of Karnataka Bank, located in Haveri, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KARB0000245.
Bank
Karnataka Bank
Branch & Address
Byadagi
N0.18, Sangameshwara Nagar, Gummanahalli Road, Opp Someshwara Cold Storage, Byadagi-581106, Haveri District, Karnataka State
Haveri, Byadagi, Karnataka
MICR Code Structure
581
City
052
Bank
002
Branch
City code 581 identifies the RBI clearing centre, bank code 052 identifies Karnataka Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Bank branches near Haveri
Other banks in Haveri, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KARB0000245) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 581052002 is in the middle, and your account number is on the right.