Karnataka Bank Siddapura-uttara Kannada District
Siddapura-uttara Kannada District · Uttara Kannada, Karnataka
581052403 is the MICR code for the Siddapura-uttara Kannada District branch of Karnataka Bank, located in Uttara Kannada, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KARB0000842.
Bank
Karnataka Bank
Branch & Address
Siddapura-uttara Kannada District
Sri Siddivinayaka School Complex, Ravindra Nagar, Siddapura-581355, Uttara Kannada District, Karnataka State
Uttara Kannada, Sirsi, Karnataka
MICR Code Structure
581
City
052
Bank
403
Branch
City code 581 identifies the RBI clearing centre, bank code 052 identifies Karnataka Bank, and branch code 403 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Bank branches near Uttara Kannada
Other banks in Uttara Kannada, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KARB0000842) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 581052403 is in the middle, and your account number is on the right.