Ajara Urban Co-operative Bank Haliyal
Haliyal · Haliyal, Karnataka
581394552 is the MICR code for the Haliyal branch of Ajara Urban Co-operative Bank, located in Haliyal, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code AJAR0000031.
Bank
Ajara Urban Co-operative Bank
Branch & Address
Haliyal
Hallikeri Building, Main Road, Hallikeri Chowk, Tal Haliyal
Haliyal, Haliyal, Karnataka
Contact
+918284221800MICR Code Structure
581
City
394
Bank
552
Branch
City code 581 identifies the RBI clearing centre, bank code 394 identifies Ajara Urban Co-operative Bank, and branch code 552 identifies this specific branch.
Online Payment Methods Supported
Other Ajara Urban Co-operative Bank branches near Haliyal
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (AJAR0000031) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 581394552 is in the middle, and your account number is on the right.