Karnataka Gramin Bank Siddapur Kumta
Siddapur Kumta · Uttara Kannada, Karnataka
581697091 is the MICR code for the Siddapur Kumta branch of Karnataka Gramin Bank, located in Uttara Kannada, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PKGB0013333.
Bank
Karnataka Gramin Bank
Branch & Address
Siddapur Kumta
Siddapur Tq, Uttara Kannada Dist
Uttara Kannada, Siddapur, Karnataka
Contact
+919480699486MICR Code Structure
581
City
697
Bank
091
Branch
City code 581 identifies the RBI clearing centre, bank code 697 identifies Karnataka Gramin Bank, and branch code 091 identifies this specific branch.
Online Payment Methods Supported
Other Karnataka Gramin Bank branches near Uttara Kannada
Other banks in Uttara Kannada, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PKGB0013333) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 581697091 is in the middle, and your account number is on the right.