IDBI The Honavar Urban Co Operative Bank LTD Prabhath Nagar
The Honavar Urban Co Operative Bank LTD Prabhath Nagar · Uttar Kannad, Karnataka
581810504 is the MICR code for the The Honavar Urban Co Operative Bank LTD Prabhath Nagar branch of IDBI, located in Uttar Kannad, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0187405.
Bank
IDBI
Branch & Address
The Honavar Urban Co Operative Bank LTD Prabhath Nagar
Shreeram Complex, Prabhatnagar, Honavar 581334
Uttar Kannad, Honavar, Karnataka
Contact
+918387220731MICR Code Structure
581
City
810
Bank
504
Branch
City code 581 identifies the RBI clearing centre, bank code 810 identifies IDBI, and branch code 504 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Uttar Kannad
Other banks in Uttar Kannad, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0187405) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 581810504 is in the middle, and your account number is on the right.