Federal Bank Athani - Belgaum
Athani - Belgaum · Belgaum, Karnataka
591049402 is the MICR code for the Athani - Belgaum branch of Federal Bank, located in Belgaum, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code FDRL0001507.
Bank
Federal Bank
Branch & Address
Athani - Belgaum
Near Hpo, Near Ganesh Mandir, A/p Athani, Athani Taluk, Belgaum Dist.
Belgaum, Athani, Karnataka, Karnataka
Contact
+919742020762MICR Code Structure
591
City
049
Bank
402
Branch
City code 591 identifies the RBI clearing centre, bank code 049 identifies Federal Bank, and branch code 402 identifies this specific branch.
Online Payment Methods Supported
Other Federal Bank branches near Belgaum
Other banks in Belgaum, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (FDRL0001507) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 591049402 is in the middle, and your account number is on the right.