Indian Bank Padi
Padi · Thiruvallur, Tamil Nadu
600019040 is the MICR code for the Padi branch of Indian Bank, located in Thiruvallur, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000P001.
Bank
Indian Bank
Branch & Address
Padi
No 97 First Main Road Opp Aiema Tower Ambattur Indl Estate PIN 600058
Thiruvallur, Thiruvallur, Tamil Nadu
Contact
+914426258097MICR Code Structure
600
City
019
Bank
040
Branch
City code 600 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 040 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Thiruvallur
Other banks in Thiruvallur, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000P001) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 600019040 is in the middle, and your account number is on the right.