Federal Bank Poonamallee
Poonamallee · Thiruvallur, Tamil Nadu
600049014 is the MICR code for the Poonamallee branch of Federal Bank, located in Thiruvallur, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code FDRL0001563.
Bank
Federal Bank
Branch & Address
Poonamallee
40, Trunk Road, Poonamallee Chennai
Thiruvallur, Poonamallee, Tamil Nadu
Contact
+914426491123MICR Code Structure
600
City
049
Bank
014
Branch
City code 600 identifies the RBI clearing centre, bank code 049 identifies Federal Bank, and branch code 014 identifies this specific branch.
Online Payment Methods Supported
Other Federal Bank branches near Thiruvallur
Other banks in Thiruvallur, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (FDRL0001563) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 600049014 is in the middle, and your account number is on the right.