Karur Vysya Bank Ayapakkam
Ayapakkam · Chennai, Tamil Nadu
600053098 is the MICR code for the Ayapakkam branch of Karur Vysya Bank, located in Chennai, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KVBL0001942.
Bank
Karur Vysya Bank
Branch & Address
Ayapakkam
Plot no 9834 Hig, Ayapakkam Main Road, Chennai, Thiruvallur, Tamil Nadu, 600077
Chennai, Ayapakkam, Tamil Nadu
Contact
+914222227778MICR Code Structure
600
City
053
Bank
098
Branch
City code 600 identifies the RBI clearing centre, bank code 053 identifies Karur Vysya Bank, and branch code 098 identifies this specific branch.
Online Payment Methods Supported
Other Karur Vysya Bank branches near Chennai
Other banks in Chennai, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KVBL0001942) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 600053098 is in the middle, and your account number is on the right.