HDFC Bank Villivakkam
Villivakkam · Chennai, Tamil Nadu
600240104 is the MICR code for the Villivakkam branch of HDFC Bank, located in Chennai, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0004221.
Bank
HDFC Bank
Branch & Address
Villivakkam
No6 1dayalu Nagar Villivakkam Landmark Don Bosco School Srinivasa Nagar 1st Main Road Chennai Tamilnadu 600049
Chennai, Chennai, Tamil Nadu
Contact
+919840673333Codes for this Branch
MICR (cheques)
600240104
IFSC (online transfers)
HDFC0004221
SWIFT / BIC
HDFCINBB
MICR Code Structure
600
City
240
Bank
104
Branch
City code 600 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 104 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Chennai
Other banks in Chennai, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0004221) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 600240104 is in the middle, and your account number is on the right.