HDFC Bank Gingee
Gingee · Villupuram, Tamil Nadu
604240002 is the MICR code for the Gingee branch of HDFC Bank, located in Villupuram, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0006313.
Bank
HDFC Bank
Branch & Address
Gingee
26 Athimoolam Konuder Street Sakkarapuram Gingee Near Bank of India Gingee Tamil Nadu 604202
Villupuram, Gingee, Tamil Nadu
Contact
+914461606161Codes for this Branch
MICR (cheques)
604240002
IFSC (online transfers)
HDFC0006313
SWIFT / BIC
HDFCINBB
MICR Code Structure
604
City
240
Bank
002
Branch
City code 604 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Villupuram
Other banks in Villupuram, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0006313) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 604240002 is in the middle, and your account number is on the right.