Bank of India Virudachalam (BOI)
Virudachalam · Cuddalore, Tamil Nadu
605013015 is the MICR code for the Virudachalam branch of Bank of India, located in Cuddalore, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0008377.
Bank
Bank of India
Branch & Address
Virudachalam
Ward no 3 Ulundurpet Road Puthukuppam Vriddhachalam Cuddalore District Pincode 606 001
Cuddalore, Cuddalore, Tamil Nadu
Contact
+919597661156MICR Code Structure
605
City
013
Bank
015
Branch
City code 605 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 015 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Cuddalore
Other banks in Cuddalore, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0008377) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 605013015 is in the middle, and your account number is on the right.