Indian Bank Kalapet Puducherry
Kalapet Puducherry · Puducherry, Puducherry
605019115 is the MICR code for the Kalapet Puducherry branch of Indian Bank, located in Puducherry, Puducherry. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000P239.
Bank
Indian Bank
Branch & Address
Kalapet Puducherry
45 Ecr Main Road Peria Kalapet Peria Kalapet Kalapet PIN 605014
Puducherry, Peria Kalapet, Puducherry
Contact
+914132655657MICR Code Structure
605
City
019
Bank
115
Branch
City code 605 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 115 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Puducherry
Other banks in Puducherry, Puducherry
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000P239) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 605019115 is in the middle, and your account number is on the right.