City Union Bank Mudichur
Mudichur · Kancheepuram, Tamil Nadu
612054016 is the MICR code for the Mudichur branch of City Union Bank, located in Kancheepuram, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CIUB0000296.
Bank
City Union Bank
Branch & Address
Mudichur
No 51, Habibullah Nagar, Mudichur, Chennai 600068
Kancheepuram, Chennai, Tamil Nadu
Contact
+914422760532MICR Code Structure
612
City
054
Bank
016
Branch
City code 612 identifies the RBI clearing centre, bank code 054 identifies City Union Bank, and branch code 016 identifies this specific branch.
Online Payment Methods Supported
Other City Union Bank branches near Kancheepuram
Other banks in Kancheepuram, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CIUB0000296) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 612054016 is in the middle, and your account number is on the right.