Kotak Mahindra Bank Avoor
Avoor · Thiruvarur, Tamil Nadu
612485003 is the MICR code for the Avoor branch of Kotak Mahindra Bank, located in Thiruvarur, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0003722.
Bank
Kotak Mahindra Bank
Branch & Address
Avoor
4 260 Main Road Avoor 612701
Thiruvarur, Avoor, Tamil Nadu
Contact
+9118004100MICR Code Structure
612
City
485
Bank
003
Branch
City code 612 identifies the RBI clearing centre, bank code 485 identifies Kotak Mahindra Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Thiruvarur
Other banks in Thiruvarur, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0003722) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 612485003 is in the middle, and your account number is on the right.