Union Bank of India Emaneswaram (UBI)
Emaneswaram · Ramanathapuram, Tamil Nadu
623026003 is the MICR code for the Emaneswaram branch of Union Bank of India, located in Ramanathapuram, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UBIN0533581.
Bank
Union Bank of India
Branch & Address
Emaneswaram
63 Eshwaran Koil Street Emaneshwaram Taluka Paramakudi Dist. Ramanathapuram Tamil Nadu PIN 623701.
Ramanathapuram, Paramagudi, Tamil Nadu
Contact
223903MICR Code Structure
623
City
026
Bank
003
Branch
City code 623 identifies the RBI clearing centre, bank code 026 identifies Union Bank of India, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other Union Bank of India (UBI) branches near Ramanathapuram
Other banks in Ramanathapuram, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UBIN0533581) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 623026003 is in the middle, and your account number is on the right.