Bank of Baroda Ponmeni Branch (BOB)
Ponmeni Branch · Madurai, Tamil Nadu
625012004 is the MICR code for the Ponmeni Branch branch of Bank of Baroda, located in Madurai, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BARB0POONME.
Bank
Bank of Baroda
Branch & Address
Ponmeni Branch
Ponmeni Branch, 3, Sakthivelammal Road, S.s.colony, Madurai, 625010
Madurai, Madurai, Tamil Nadu
Contact
+910221800223344MICR Code Structure
625
City
012
Bank
004
Branch
City code 625 identifies the RBI clearing centre, bank code 012 identifies Bank of Baroda, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Bank of Baroda (BOB) branches near Madurai
Other banks in Madurai, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BARB0POONME) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 625012004 is in the middle, and your account number is on the right.