Indian Overseas Bank Thamaraikulam (IOB)
Thamaraikulam · Theni, Tamil Nadu
625020107 is the MICR code for the Thamaraikulam branch of Indian Overseas Bank, located in Theni, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IOBA0001789.
Bank
Indian Overseas Bank
Branch & Address
Thamaraikulam
Jayaraj Annapackiam College for Women Campus, J a College Road, Periyakulam - 625 601
Theni, Periyakulam, Tamil Nadu
Contact
+912668245343MICR Code Structure
625
City
020
Bank
107
Branch
City code 625 identifies the RBI clearing centre, bank code 020 identifies Indian Overseas Bank, and branch code 107 identifies this specific branch.
Online Payment Methods Supported
Other Indian Overseas Bank (IOB) branches near Theni
Other banks in Theni, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IOBA0001789) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 625020107 is in the middle, and your account number is on the right.