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Indian Overseas Bank Kariapatti (IOB)

Kariapatti · Supaul, Bihar

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626020307

626020307 is the MICR code for the Kariapatti branch of Indian Overseas Bank, located in Supaul, Bihar. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IOBA0002546.

Bank

Indian Overseas Bank

Branch & Address

Kariapatti

Ab Complex Madurai Tuticorin Main Road Kariapatti Vidrudhu Nagar Dt 626106

Supaul, Kariapatti, Bihar

Contact

255787

Codes for this Branch

MICR (cheques)

626020307

IFSC (online transfers)

IOBA0002546

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MICR Code Structure

626

City

020

Bank

307

Branch

City code 626 identifies the RBI clearing centre, bank code 020 identifies Indian Overseas Bank, and branch code 307 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Indian Overseas Bank (IOB) branches near Supaul

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IOBA0002546) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 626020307 is in the middle, and your account number is on the right.

View full branch details for IFSC IOBA0002546