Indian Bank Karungal
Karungal · Kanyakumari, Tamil Nadu
629019020 is the MICR code for the Karungal branch of Indian Bank, located in Kanyakumari, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000K345.
Bank
Indian Bank
Branch & Address
Karungal
17/14b1 Almighty Palace Bethel Road Karungal Karungal PIN 629157
Kanyakumari, Karungal, Tamil Nadu
Contact
+919489908540MICR Code Structure
629
City
019
Bank
020
Branch
City code 629 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 020 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Kanyakumari
Other banks in Kanyakumari, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000K345) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 629019020 is in the middle, and your account number is on the right.