Esaf Small Finance Bank Thirpparappu
Thirpparappu · Kollam, Kerala
629760103 is the MICR code for the Thirpparappu branch of Esaf Small Finance Bank, located in Kollam, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001511.
Bank
Esaf Small Finance Bank
Branch & Address
Thirpparappu
Jessy Building, Pillai Veedu, Thirpparappu Post, Kanniyakumari District, Tamilnadu 629161
Kollam, Thirpparappu, Kerala
Contact
+917867009351MICR Code Structure
629
City
760
Bank
103
Branch
City code 629 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 103 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Kollam
Other banks in Kollam, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001511) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 629760103 is in the middle, and your account number is on the right.