Bank of India Periakottai (BOI)
Periakottai · Periakottai Distsivaganga, Tamil Nadu
630013503 is the MICR code for the Periakottai branch of Bank of India, located in Periakottai Distsivaganga, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BKID0008280.
Bank
Bank of India
Branch & Address
Periakottai
323 Kottaivasalpost Periakottai Dist Sivaganga
Periakottai Distsivaganga, Periakottai Distsivaganga, Tamil Nadu
Contact
+914575204061MICR Code Structure
630
City
013
Bank
503
Branch
City code 630 identifies the RBI clearing centre, bank code 013 identifies Bank of India, and branch code 503 identifies this specific branch.
Online Payment Methods Supported
Other Bank of India (BOI) branches near Periakottai Distsivaganga
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BKID0008280) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 630013503 is in the middle, and your account number is on the right.