Axis Bank Karaikudi
Karaikudi · Sivaganga, Tamil Nadu
630211999 is the MICR code for the Karaikudi branch of Axis Bank, located in Sivaganga, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0000793.
Bank
Axis Bank
Branch & Address
Karaikudi
15/1 Shanmugaraja Road Behind New Court, Karaikudi Dist. Sivaganga, Tamil Nadu PIN 630001
Sivaganga, Karaikudi, Tamil Nadu
MICR Code Structure
630
City
211
Bank
999
Branch
City code 630 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 999 identifies this specific branch.
Online Payment Methods Supported
Other Axis Bank branches near Sivaganga
Other banks in Sivaganga, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0000793) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 630211999 is in the middle, and your account number is on the right.