IDBI Kannangudi
Kannangudi · Sivaganga, Tamil Nadu
630259102 is the MICR code for the Kannangudi branch of IDBI, located in Sivaganga, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0001202.
Bank
IDBI
Branch & Address
Kannangudi
No 6/1 A, Kannangudi (po)devakottai (tk)sivaganga (dt) 630303
Sivaganga, Devakottai, Tamil Nadu
Contact
+919789364818MICR Code Structure
630
City
259
Bank
102
Branch
City code 630 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Sivaganga
Other banks in Sivaganga, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0001202) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 630259102 is in the middle, and your account number is on the right.