Federal Bank Arakonam
Arakonam · Vellore, Tamil Nadu
631049102 is the MICR code for the Arakonam branch of Federal Bank, located in Vellore, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code FDRL0002132.
Bank
Federal Bank
Branch & Address
Arakonam
Sy no 203 2 A4, Block no 14 , Ward B, Sholingur Road, Arakonam, Vellore District, Ramilnadu 631001
Vellore, Chennai, Tamil Nadu
Contact
+91444963835MICR Code Structure
631
City
049
Bank
102
Branch
City code 631 identifies the RBI clearing centre, bank code 049 identifies Federal Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Federal Bank branches near Vellore
Other banks in Vellore, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (FDRL0002132) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 631049102 is in the middle, and your account number is on the right.