Indian Bank Katpadi
Katpadi · Vellore, Tamil Nadu
632019005 is the MICR code for the Katpadi branch of Indian Bank, located in Vellore, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000D037.
Bank
Indian Bank
Branch & Address
Katpadi
No 16 Auxillium College Road 4th East Cross Road Gandhi Nagar East Katpadi PIN 632006
Vellore, Gandhi Nagar East, Tamil Nadu
Contact
+914162243283MICR Code Structure
632
City
019
Bank
005
Branch
City code 632 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Vellore
Other banks in Vellore, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000D037) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 632019005 is in the middle, and your account number is on the right.