ICICI Bank Velam
Velam · Vellore, Tamil Nadu
632229104 is the MICR code for the Velam branch of ICICI Bank, located in Vellore, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ICIC0004168.
Bank
ICICI Bank
Branch & Address
Velam
ICICI Bank Ltd., No.2/61a, Road Street, Keel Velam, Velam, Walajapet.t.k, Tamil Nadu.632501
Vellore, Vellore, Tamil Nadu
Contact
+919500029775MICR Code Structure
632
City
229
Bank
104
Branch
City code 632 identifies the RBI clearing centre, bank code 229 identifies ICICI Bank, and branch code 104 identifies this specific branch.
Online Payment Methods Supported
Other ICICI Bank branches near Vellore
Other banks in Vellore, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ICIC0004168) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 632229104 is in the middle, and your account number is on the right.