City Union Bank J P Nagar
J P Nagar · Bengaluru Rural, Karnataka
636054009 is the MICR code for the J P Nagar branch of City Union Bank, located in Bengaluru Rural, Karnataka. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CIUB0000236.
Bank
City Union Bank
Branch & Address
J P Nagar
Door no 253, 24th Main, 16th Cross, 5th Phase, J P Nagar, Bangaluru 560078
Bengaluru Rural, Bengaluru, Karnataka
Contact
+918026581910MICR Code Structure
636
City
054
Bank
009
Branch
City code 636 identifies the RBI clearing centre, bank code 054 identifies City Union Bank, and branch code 009 identifies this specific branch.
Online Payment Methods Supported
Other City Union Bank branches near Bengaluru Rural
Other banks in Bengaluru Rural, Karnataka
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CIUB0000236) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 636054009 is in the middle, and your account number is on the right.