Jana Small Finance Bank Nirmullikuttai
Nirmullikuttai · Salem, Tamil Nadu
636788005 is the MICR code for the Nirmullikuttai branch of Jana Small Finance Bank, located in Salem, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0004691.
Bank
Jana Small Finance Bank
Branch & Address
Nirmullikuttai
Ground Floor 20, Neermullaikuttai, Koottathupatti Via, Valapadi Tk, Salem Land Marknrrrmullikuttai Ellai Near Water Tank
Salem, Salem, Tamil Nadu
MICR Code Structure
636
City
788
Bank
005
Branch
City code 636 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Salem
Other banks in Salem, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0004691) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 636788005 is in the middle, and your account number is on the right.