Punjab National Bank Dharapuram (PNB)
Dharapuram · Dharapuram, Tamil Nadu
638024302 is the MICR code for the Dharapuram branch of Punjab National Bank, located in Dharapuram, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0103300.
Bank
Punjab National Bank
Branch & Address
Dharapuram
P N Complex Pollachi Road
Dharapuram, Dharapuram, Tamil Nadu
MICR Code Structure
638
City
024
Bank
302
Branch
City code 638 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 302 identifies this specific branch.
Online Payment Methods Supported
Other Punjab National Bank (PNB) branches near Dharapuram
Other banks in Dharapuram, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0103300) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 638024302 is in the middle, and your account number is on the right.