State Bank of India Ootacamund (SBI)
Ootacamund · Nilgiris, Tamil Nadu
643002021 is the MICR code for the Ootacamund branch of State Bank of India, located in Nilgiris, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0070005.
Bank
State Bank of India
Branch & Address
Ootacamund
Pbno22commercialroad, Ootacamundpo643001oottyatsbtcoin
Nilgiris, Udhagamandalam, Tamil Nadu
Contact
+914232443166Codes for this Branch
MICR (cheques)
643002021
IFSC (online transfers)
SBIN0070005
SWIFT / BIC
SBININBBT03
MICR Code Structure
643
City
002
Bank
021
Branch
City code 643 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 021 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Nilgiris
Other banks in Nilgiris, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0070005) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 643002021 is in the middle, and your account number is on the right.