South Indian Bank Gudalur (SIB)
Gudalur · Nilgiri, Tamil Nadu
643059203 is the MICR code for the Gudalur branch of South Indian Bank, located in Nilgiri, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SIBL0000754.
Bank
South Indian Bank
Branch & Address
Gudalur
Door No.11-367, Ward No.13, Sensation Bui, Gudalur , P.b. Po Gudalur Bazar Post, Pincode 643212, Gudalur Tamil Nadu, Nilgiri
Nilgiri, Gudalur, Tamil Nadu
Contact
+914262263822MICR Code Structure
643
City
059
Bank
203
Branch
City code 643 identifies the RBI clearing centre, bank code 059 identifies South Indian Bank, and branch code 203 identifies this specific branch.
Online Payment Methods Supported
Other South Indian Bank (SIB) branches near Nilgiri
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SIBL0000754) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 643059203 is in the middle, and your account number is on the right.