HDFC Bank Kotagiri
Kotagiri · The Nilgiris, Tamil Nadu
643240302 is the MICR code for the Kotagiri branch of HDFC Bank, located in The Nilgiris, Tamil Nadu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0008875.
Bank
HDFC Bank
Branch & Address
Kotagiri
Grd Flr 17 77 G3 G4 Donnington Road Kotagiri Tamil Nadu 643217
The Nilgiris, Kotagiri, Tamil Nadu
Contact
+914461606161Codes for this Branch
MICR (cheques)
643240302
IFSC (online transfers)
HDFC0008875
SWIFT / BIC
HDFCINBB
MICR Code Structure
643
City
240
Bank
302
Branch
City code 643 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 302 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near The Nilgiris
Other banks in The Nilgiris, Tamil Nadu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0008875) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 643240302 is in the middle, and your account number is on the right.