UCO Bank Payyannur
Payyannur · Kannur, Kerala
670028003 is the MICR code for the Payyannur branch of UCO Bank, located in Kannur, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UCBA0003456.
Bank
UCO Bank
Branch & Address
Payyannur
Uco Bank Payyannur, 19-948-2 Time Square Building , Near Old Bud Stand , Village Office Road Payyannur , Dist-kannur, Kerala-670307
Kannur, Payyannur, Kerala
Contact
+914985290906MICR Code Structure
670
City
028
Bank
003
Branch
City code 670 identifies the RBI clearing centre, bank code 028 identifies UCO Bank, and branch code 003 identifies this specific branch.
Online Payment Methods Supported
Other UCO Bank branches near Kannur
Other banks in Kannur, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UCBA0003456) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 670028003 is in the middle, and your account number is on the right.