Kerala Gramin Bank Kartikulam
Kartikulam · Wayanad, Kerala
670480203 is the MICR code for the Kartikulam branch of Kerala Gramin Bank, located in Wayanad, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KLGB0040404.
Bank
Kerala Gramin Bank
Branch & Address
Kartikulam
Kartikulam, P.o.kartikulam, Wynad, Kerala, PIN 670646
Wayanad, Wayanad, Kerala
Contact
+914935250441MICR Code Structure
670
City
480
Bank
203
Branch
City code 670 identifies the RBI clearing centre, bank code 480 identifies Kerala Gramin Bank, and branch code 203 identifies this specific branch.
Online Payment Methods Supported
Other Kerala Gramin Bank branches near Wayanad
Other banks in Wayanad, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KLGB0040404) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 670480203 is in the middle, and your account number is on the right.