State Bank of India Smeccc Kozhikode (SBI)
Smeccc Kozhikode · Kozhikode, Kerala
673002045 is the MICR code for the Smeccc Kozhikode branch of State Bank of India, located in Kozhikode, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0061063.
Bank
State Bank of India
Branch & Address
Smeccc Kozhikode
Kallai Heightskallai Kozhikode Disttkozhikode673003
Kozhikode, Calicut, Kerala
Contact
+919447034024MICR Code Structure
673
City
002
Bank
045
Branch
City code 673 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 045 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Kozhikode
Other banks in Kozhikode, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0061063) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 673002045 is in the middle, and your account number is on the right.