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Payyoli Co-operative Urban Bank Payyoli Co-operative Urban Bank IMPS

Payyoli Co-operative Urban Bank IMPS · Mumbai, Maharashtra

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673851801

673851801 is the MICR code for the Payyoli Co-operative Urban Bank IMPS branch of Payyoli Co-operative Urban Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0114PCB.

Bank

Payyoli Co-operative Urban Bank

Branch & Address

Payyoli Co-operative Urban Bank IMPS

No F 1354 P B no 1, P O Payyoli, Kozhikode, Kerala, 673522

Mumbai, Payyoli, Maharashtra

Contact

+914962602028

Codes for this Branch

MICR (cheques)

673851801

IFSC (online transfers)

IBKL0114PCB

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MICR Code Structure

673

City

851

Bank

801

Branch

City code 673 identifies the RBI clearing centre, bank code 851 identifies Payyoli Co-operative Urban Bank, and branch code 801 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Payyoli Co-operative Urban Bank branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0114PCB) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 673851801 is in the middle, and your account number is on the right.

View full branch details for IFSC IBKL0114PCB