IDBI Kannur District Co-op Bank Ltd.
Kannur District Co-op Bank Ltd. · Kannur, Kerala
674800809 is the MICR code for the Kannur District Co-op Bank Ltd. branch of IDBI, located in Kannur, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0340K45.
Bank
IDBI
Branch & Address
Kannur District Co-op Bank Ltd.
Parat 670 693
Kannur, Parat, Kerala
Contact
+914972700001MICR Code Structure
674
City
800
Bank
809
Branch
City code 674 identifies the RBI clearing centre, bank code 800 identifies IDBI, and branch code 809 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Kannur
Other banks in Kannur, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0340K45) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 674800809 is in the middle, and your account number is on the right.