Kottakkal Co-operative Urban Bank Kottakkal Co-operative Urban Bank IMPS
Kottakkal Co-operative Urban Bank IMPS · Mumbai, Maharashtra
676835102 is the MICR code for the Kottakkal Co-operative Urban Bank IMPS branch of Kottakkal Co-operative Urban Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0SKCU78.
Bank
Kottakkal Co-operative Urban Bank
Branch & Address
Kottakkal Co-operative Urban Bank IMPS
Head Office, Kottappady, Kottakkal, Pin.676503
Mumbai, Kottakkal, Maharashtra
Contact
+914832742246MICR Code Structure
676
City
835
Bank
102
Branch
City code 676 identifies the RBI clearing centre, bank code 835 identifies Kottakkal Co-operative Urban Bank, and branch code 102 identifies this specific branch.
Online Payment Methods Supported
Other Kottakkal Co-operative Urban Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0SKCU78) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 676835102 is in the middle, and your account number is on the right.