Canara Bank Kairady
Kairady · Palakkad, Kerala
678015812 is the MICR code for the Kairady branch of Canara Bank, located in Palakkad, Kerala. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CNRB0001794.
Bank
Canara Bank
Branch & Address
Kairady
I Floor, A.v.complex, Adiperanda , Kairady, Palakkad Dist, Kerala - -678 510
Palakkad, Kairady, Kerala
Contact
+914923263264MICR Code Structure
678
City
015
Bank
812
Branch
City code 678 identifies the RBI clearing centre, bank code 015 identifies Canara Bank, and branch code 812 identifies this specific branch.
Online Payment Methods Supported
Other Canara Bank branches near Palakkad
Other banks in Palakkad, Kerala
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CNRB0001794) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 678015812 is in the middle, and your account number is on the right.