City Union Bank Kakinada
Kakinada · East Godavari, Andhra Pradesh
678054002 is the MICR code for the Kakinada branch of City Union Bank, located in East Godavari, Andhra Pradesh. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CIUB0000124.
Bank
City Union Bank
Branch & Address
Kakinada
No.20-1-10 A, L Type, Main Road, Super Bazar, Kakinada- 533 001
East Godavari, Kakinada, Andhra Pradesh
Contact
+918842341124MICR Code Structure
678
City
054
Bank
002
Branch
City code 678 identifies the RBI clearing centre, bank code 054 identifies City Union Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other City Union Bank branches near East Godavari
Other banks in East Godavari, Andhra Pradesh
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CIUB0000124) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 678054002 is in the middle, and your account number is on the right.